ACCT 201 at Towson University

Present Value of an Ordinary Annuity PVOA Table

n 0.25% 0.5% 0.75% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12%
1 0.9975 0.995 0.9926 0.9901 0.9804 0.9709 0.9615 0.9524 0.9434 0.9346 0.9259 0.9174 0.9091 0.9009 0.8929
2 1.9925 1.9851 1.9777 1.9704 1.9416 1.9135 1.8861 1.8594 1.8334 1.808 1.7833 1.7591 1.7355 1.7125 1.6901
3 2.9851 2.9702 2.9556 2.941 2.8839 2.8286 2.7751 2.7232 2.673 2.6243 2.5771 2.5313 2.4869 2.4437 2.4018
4 3.9751 3.9505 3.9261 3.902 3.8077 3.7171 3.6299 3.546 3.4651 3.3872 3.3121 3.2397 3.1699 3.1024 3.0373
5 4.9627 4.9259 4.8894 4.8534 4.7135 4.5797 4.4518 4.3295 4.2124 4.1002 3.9927 3.8897 3.7908 3.6959 3.6048
6 5.9478 5.8964 5.8456 5.7955 5.6014 5.4172 5.2421 5.0757 4.9173 4.7665 4.6229 4.4859 4.3553 4.2305 4.1114
7 6.9305 6.8621 6.7946 6.7282 6.472 6.2303 6.0021 5.7864 5.5824 5.3893 5.2064 5.033 4.8684 4.7122 4.5638
8 7.9107 7.823 7.7366 7.6517 7.3255 7.0197 6.7327 6.4632 6.2098 5.9713 5.7466 5.5348 5.3349 5.1461 4.9676
9 8.8885 8.7791 8.6716 8.566 8.1622 7.7861 7.4353 7.1078 6.8017 6.5152 6.2469 5.9952 5.759 5.537 5.3282
10 9.8639 9.7304 9.5996 9.4713 8.9826 8.5302 8.1109 7.7217 7.3601 7.0236 6.7101 6.4177 6.1446 5.8892 5.6502
11 10.8368 10.677 10.5207 10.3676 9.7868 9.2526 8.7605 8.3064 7.8869 7.4987 7.139 6.8052 6.4951 6.2065 5.9377
12 11.8073 11.6189 11.4349 11.2551 10.5753 9.954 9.3851 8.8633 8.3838 7.9427 7.5361 7.1607 6.8137 6.4924 6.1944
13 12.7753 12.5562 12.3423 12.1337 11.3484 10.635 9.9856 9.3936 8.8527 8.3577 7.9038 7.4869 7.1034 6.7499 6.4235
14 13.741 13.4887 13.243 13.0037 12.1062 11.2961 10.5631 9.8986 9.295 8.7455 8.2442 7.7862 7.3667 6.9819 6.6282
15 14.7042 14.4166 14.137 13.8651 12.8493 11.9379 11.1184 10.3797 9.7122 9.1079 8.5595 8.0607 7.6061 7.1909 6.8109
16 15.665 15.3399 15.0243 14.7179 13.5777 12.5611 11.6523 10.8378 10.1059 9.4466 8.8514 8.3126 7.8237 7.3792 6.974
17 16.6235 16.2586 15.905 15.5623 14.2919 13.1661 12.1657 11.2741 10.4773 9.7632 9.1216 8.5436 8.0216 7.5488 7.1196
18 17.5795 17.1728 16.7792 16.3983 14.992 13.7535 12.6593 11.6896 10.8276 10.0591 9.3719 8.7556 8.2014 7.7016 7.2497
19 18.5332 18.0824 17.6468 17.226 15.6785 14.3238 13.1339 12.0853 11.1581 10.3356 9.6036 8.9501 8.3649 7.8393 7.3658
20 19.4845 18.9874 18.508 18.0456 16.3514 14.8775 13.5903 12.4622 11.4699 10.594 9.8181 9.1285 8.5136 7.9633 7.4694
21 20.4334 19.888 19.3628 18.857 17.0112 15.415 14.0292 12.8212 11.7641 10.8355 10.0168 9.2922 8.6487 8.0751 7.562
22 21.38 20.7841 20.2112 19.6604 17.658 15.9369 14.4511 13.163 12.0416 11.0612 10.2007 9.4424 8.7715 8.1757 7.6446
23 22.3241 21.6757 21.0533 20.4558 18.2922 16.4436 14.8568 13.4886 12.3034 11.2722 10.3711 9.5802 8.8832 8.2664 7.7184
24 23.266 22.5629 21.8891 21.2434 18.9139 16.9355 15.247 13.7986 12.5504 11.4693 10.5288 9.7066 8.9847 8.3481 7.7843
25 24.2055 23.4456 22.7188 22.0232 19.5235 17.4131 15.6221 14.0939 12.7834 11.6536 10.6748 9.8226 9.077 8.4217 7.8431
30 28.8679 27.7941 26.7751 25.8077 22.3965 19.6004 17.292 15.3725 13.7648 12.409 11.2578 10.2737 9.4269 8.6938 8.0552
35 33.4724 32.0354 30.6827 29.4086 24.9986 21.4872 18.6646 16.3742 14.4982 12.9477 11.6546 10.5668 9.6442 8.8552 8.1755
40 38.0199 36.1722 34.4469 32.8347 27.3555 23.1148 19.7928 17.1591 15.0463 13.3317 11.9246 10.7574 9.7791 8.9511 8.2438
45 42.5109 40.2072 38.0732 36.0945 29.4902 24.5187 20.72 17.7741 15.4558 13.6055 12.1084 10.8812 9.8628 9.0079 8.2825
50 46.9462 44.1428 41.5664 39.1961 31.4236 25.7298 21.4822 18.2559 15.7619 13.8007 12.2335 10.9617 9.9148 9.0417 8.3045